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Corinne C. Heggie Litigation Bio

Consumer Financial Services

  • Defended national debt buyer and debt collector in federal individual and class action brought under the Fair Debt Collection Practices Act for alleged improper credit card debt reporting practices. Both judges held that cardholder plaintiffs’ arbitration agreements barred all claims as a matter of law and dismissed case under the Federal Arbitration Act.
  • Lead trial counsel for Missouri foreclosure corporation sued for various state and tort law claims related to sale of residential real estate. Matter settled at pre-trial conference.
  • Counsel for debt collection company defending claim that its request to consumer’s attorney for payment on consumer’s debt violated the Fair Debt Collection Practices. Trial court’s dismissal of the complaint affirmed by the Seventh Circuit Court of Appeals.
  • Counsel for debt collection law firm defending claims under the Fair Debt Collection Practices Act. Trial court’s ruling on fee petition after Rule 68 Offers of Judgment accepted affirmed by Seventh Circuit Court of Appeals.
  • Counsel for a national background check company when it was sued for allegedly obtaining a consumer report without a permissible purpose and failing to have reasonable procedures to ensure its consumer reports were accurate. After a successful motion to dismiss the permissible purpose claim and expedited discovery, summary judgment was entered in favor of the company. 

Class Action Defense-Consumer Financial Services

  • Counsel for debt collection law firm defending putative class action alleging that the filing proofs of claim on time barred debt violated the Fair Debt Collection Practices Act.  Trial court’s dismissal of putative class action complaint affirmed by Seventh Circuit Court of Appeals.
  • Counsel for debt collection company defending putative class action alleging Fair Debt Collection Practices Act claims based on its collection letter.  Seventh Circuit Court of Appeals affirmed Daubert motion to bar expert, affirmed judgment on claim that letter was not false under the Act and reversed to resolve question of whether letter violated §1692g of the Act.
  • Counsel for debt collection company and debt buyer defending putative class action alleging Fair Debt Collection Practices Act claims based on its collection letter that offered to settle the unpaid debts for a discount.  Seventh Circuit Court of Appeals affirmed Daubert motion to bar plaintiff’s expert and entry of summary judgment in defendants’ favor.
  • Lead counsel for debt buyer in Missouri putative class action alleging state tort and Missouri Merchandising Practices Act claims based on debt collection law suits filed in Missouri.  Individual settlement reached after motion to strike class claims granted.

Public Entities

  • Counsel for Illinois public school district involving claims of student-on-student bullying; trial court’s dismissal of the complaint affirmed by Second District because defendant’s action regarding plaintiff’s complaints of bulling were discretionary in nature entitling defendant to immunity under §2-201 of the Tort Immunity Act.
  • Counsel for Illinois public school district involving premises liability claims where Second District affirmed summary judgment.  Negligence claim remanded and settled before trial.
  • Lead counsel for Board of Education in petition for certiorari where First District upheld dismissal because board did not violate superintendent’s due process rights, did not abuse its discretion in refusing to grant superintendent a continuance and evidence sufficient to support board’s decision to terminate.

Public Entities-Class Action

  • Counsel for several Illinois Sheriffs in putative class action concerning bond fees charged in more than thirty counties in Illinois.  Seventh Circuit affirmed trial court’s dismissal of the complaint and denial of class certification.

Professional Liability

  • Represent attorney before Illinois Attorney Registration & Disciplinary Committee concerning claims associated with services provided to a mortgage servicing company in a residential real estate transaction.  No discipline imposed.
  • Counsel for attorney in legal malpractice claim based on real estate transaction where First District affirmed dismissal of complaint for failure to state a claim.
  • Counsel for attorney in legal malpractice claim based on misuse of trust funds where First District affirmed dismissal of complaint for failure to state a claim.